What is NHS Continuing Healthcare?
Almost one fifth of the UK population is aged over 65. In 20 years time 1 in 20 people will be over 80. These statistics show that the provision of health care is paramount to us all. Funding health care as we get older is at the forefront of many of our minds and can be a source of great concern for both us as individuals and for our families.
As lawyers we are often asked by clients if there is any way to safeguard assets from care home fees. When discussing this with them the issue which is not often considered by clients and families is whether they should be paying for their care at all due to the nature and severity of their condition. They may qualify for a level of care provided for by the NHS.
NHS Continuing Health Care is a package of care, provided and funded by the NHS to assist with the physical and/or mental health needs of an individual who is over eighteen, and has an illness, a disability or has suffered an accident. The package combines both support and care services, and is designed to meet an individual’s specific requirements, in the care setting where they are residing. Whether an individual is eligible for Continuing Health Care is dependent on their medical condition and if they have a Primary Health Need. This is assessed by a medically qualified team. Should an individual qualify for NHS Continuing Healthcare, then their whole package of care may be funded in full by the NHS.
To discuss whether you or a family member may be eligible for NHS Continuing Health Care contact us.