Recover what’s yours – quickly, cost-effectively and with minimal hassle
Cash flow is critical to the success of your business. When invoices go unpaid, our debt recovery specialists are here to act quickly, helping you recover outstanding debts efficiently and with a commercially focused, client-first approach.
Whether you’re a growing SME, a large PLC or an individual, our team brings technical expertise, commercial insight and strategic thinking to deliver practical debt solutions. Whether your collection is simple or complex, we work to get you results while protecting your business relationships and reputation.
Why choose LCF Law for debt recovery?
We’re not just legal experts – we’re your trusted partners who take the time to understand your business and provide clear, pragmatic advice.
- Local expertise, national reach: Based in Leeds, we work with businesses across Yorkshire and the UK, offering deep local knowledge backed by nationally recognised legal expertise.
- Dedicated debt recovery support: You’ll have a single point of contact who will provide proactive, consistent and reliable support from start to finish.
- Commercial, practical advice: We approach every case with a focus on maximising recovery while preserving your customer relationships wherever possible.
- Transparent, competitive pricing: We agree all fees in advance and offer a unique charging structure focused on debtor-funded recovery so if we don’t recover everything, you’ll pay less.
- Secure technology and real-time reporting: Stay in control with secure access to your case files and regular, clear updates on progress.
- Proven results: Recognised by the Legal 500 and trusted by clients ranging from law firms to national companies, our results speak for themselves
“LCF has quickly picked up an understanding of our business and the business needs. They quickly draw down on the detail and deliver what we need; commercial solutions to what can be some very complex challenges. They never lose sight of the target and as result they have delivered some unbelievable results.”
“LCF has the ability to embrace the requirements of maintaining our customer service ethos right through to high-end litigation. The team is highly capable and has the scalability that we require as our business grows. They offer solutions to complex situations in laymen’s terms to offer the best solution.”
“I have worked with Andrew Langton for a number of years now and I have always found his practical and commercial approach perfect for my requirements. He has achieved some excellent results where other third parties have failed.”
Speak to our Leeds-based debt recovery team today and take the first step toward better cash flow and stronger control over your credit risk.
Try our Debt Divide guarantee
Think your current provider is delivering the best results? Put us to the test.
Split your debt portfolio and give half to your existing provider and half to LCF Law. If your current firm outperforms us on recovery, we’ll give you a 15% discount on our fees – no questions asked.
Clear, competitive pricing
We keep our debt recovery fees transparent and under regular review, so you always know where you stand.
Below is a guide to our fees, which may vary based on factors such as the number of instructions, the type of debt and how long it has been outstanding. For clients with regular instructions, we can offer bespoke pricing arrangements. Get in touch with us for a personalised quote.
Wherever possible, we aim to recover costs and interest from the debtor. If a case becomes disputed or enforcement action is needed, we’ll explain your options and agree next steps with you so there are no surprises.
Please note: VAT on legal fees (20%) cannot be recovered from the debtor. We will advise you on any interest or compensation you can claim.
Our fees
- Letter before action: £30 (including VAT)
- Commission on recovery: 12% of sums recovered plus VAT
Where court proceedings are issued, we include the fixed costs set by the Civil Procedure Rules (Part 45) in your claim. Court fees and disbursements are payable by you if not recovered from the debtor.
These apply if extra steps are required and will be agreed in advance:
Costs (including VAT)
- Application to suspend or vary an order: £54
- Attachment of earnings order: £120
- Charging order: £180
- Removal of charging order: £60
- Third party debt order: £180
- Set judgment aside (without notice): £60
Used as a last resort where appropriate:
- Statutory demand: £150 (including VAT) plus process server fees
- Bankruptcy or winding up petition: £900 (including VAT) plus court and service fees
If your case becomes disputed and is allocated to the small claims track, we’ll explain all the options and potential costs clearly and help you assess whether pursuing the matter is commercially worthwhile before proceeding. The rate for defended matters is £200 + VAT per hour.
To help you manage your cash flow, we’ll send regular bills – usually monthly – with payment due within 14 days. If any additional costs are likely (e.g. enforcement or bailiff action), we’ll let you know as early as possible and provide a clear estimate.
